Author: Paul Haarman

Almost everyone has had the dream at one point in their life to start their own business. There are many reasons people want to become entrepreneurs, whether it is because they are tired of working for someone else or have an idea that will create a product or service that people won’t be able to live without. Paul Haarman says, however, only about 3% of Americans run their businesses. So why is that? What makes some people become entrepreneurs while others do not? According to scientists, your personality and your brain play the most significant role in being an entrepreneur. After extensive research on different personality types, scientists have developed three personality profiles: The Entrepreneur, The Explorer, and The Crusader. These three profiles represent how differently wired each person is. One profile does not have more of an advantage over the other. The only difference is how each person relates to unavoidable circumstances, which can change their lives for better or worse depending on what they are dealing with. Paul Haarman says the most critical factor in starting your own business is having confidence in yourself. However, if you have low self-esteem or don’t believe that you can do something great, then nothing will pan out the way it should. To cope with this kind of thinking, some people turn to others for help, whether a friend or a family member. This help usually comes in the form of motivation and encouragement. It is beneficial for those who are struggling to overcome obstacles but at the same time. you want to be wary of who you put your trust in. You must think about why…

“I have this idea for a startup.” It’s the first sentence most people say when they start talking about their idea says Paul Haarman. But before you can make your idea happen, there’s something else you need to do: validate whether or not the startup is worth pursuing. 1. Google searches your competitors and sees if anyone is already doing it: You’ll often find that someone has already done what you want to do and that there isn’t much interest in it. If no one is currently doing it, then proceed to step two. If someone is, consider either trying to work with them as a partner or finding another way to build your product/service to avoid competing with them. 2. Find out if your target market exists: This involves creating a survey or doing extensive interviews with potential users of your startup’s product/service. Find out who they are, what their problems are, and how much they’re willing to pay for a solution. 3. Determine the MVP (minimum viable product): Your MVP is the smallest number of features you can have that will still solve your customers’ problems without having too many bugs or being unusable in itself because it lacks so many features. In other words, it’s the bare minimum you need to get something done without having to work on unnecessary things first. 4. Test your product/service: Once you’ve created a prototype of your idea – whether that be a website that’s already built or just a description of what you plan to do – start testing your product/service with potential customers. Paul Haarman says to keep in mind that your idea may…

You went to college and decided that you wanted to become an entrepreneur. Paul Haarman says congratulations, you’re not the only one! If there’s any time in your life where studying other entrepreneurs is appropriate, it’d be right now: there is a list of dos and don’ts on how to start your first business and succeed as an entrepreneur. Paul Haarman reminds us to keep in mind that there’s no perfect formula for success, but we give you some guidelines to figure out if this path is right for you. While some people go into entrepreneurship with nothing but hope and passion, sometimes they might lack creativity or business savvy. By learning from those who’ve gone before, maybe some of those pitfalls can be avoided. But there’s no need to be discouraged if this isn’t the path for you. If entrepreneurship doesn’t seem like your thing, hang out with us on campus and enjoy our student orgs, Greek life, or football games! And if that doesn’t do it for you, check out how to get jobs on our homepage! Do This: Take the time to learn about what you’re getting into. It is good to know all possible options available before making any commitments – whether your goal is an entrepreneurship degree or not says Paul Haarman. Researching entails knowing what tasks are involved in business operations and understanding the pros and cons of certain ventures (including self-employment). Do not limit your understanding to one or two examples; expose yourself to as many models as possible. Don’t: Underestimate the time and effort it takes. If you think entrepreneurship is a fast track to making money,…

You have a brilliant idea for a business, but is it worth the risk of starting your own company? Startups are very risky says Paul Haarman. The failure rate is high, and most startups fail within the first five years. However, if you don’t know how to be successful in entrepreneurship, you could lose more than just your time and money: You also might lose your health and sanity! For those who have already started their businesses or for those who want to start their own companies despite all the failures and risks involved, here are tips on how to be successful in entrepreneurship: Be passionate about what you do If there’s one thing that will help you achieve success as an entrepreneur, it’s passion. Passion keeps entrepreneurs going despite all the struggles and challenges they face. If you’re not passionate about what your business does, don’t expect to last long. Go against the stream As per Paul Haarman, you can find several reasons why you shouldn’t start a company: You don’t possess the necessary knowledge and skills; there’s no market for your product or service; and so on. But if you want to succeed as an entrepreneur, you need to overcome these negative thoughts and press forward anyway! Have that positive mindset If you believe that everything will be okay, then it will be okay. However, if you think everything is going badly for you, everything will go badly for you because of your mindset. Maintain a positive mindset and never lose hope, especially in times of difficulties. Don’t give up easily You need to have lots of patience if you want to succeed…

STEP 1: Know your product or service Before you go ahead and start a business, you must have a general understanding of what you are going to sell. It doesn’t matter if you create an online store, sell clothes, accessories, or any other material thing (including services). As per Paul Haarman what matters is that this product is something that has demand in the market. The question now becomes; how do I know there will be demand for my product? This can be answered by researching your target industry. Try looking for competitors already in the market; searching on Google (and maybe Bing) for keywords related to the sector would help find people who are interested in what you plan to sell. This is the first step to take if you want to start a business. Step 2: Create a business plan In this step Paul Haarman says, you must already research the market and gather enough information on how well your product(s) will fare and what you need to do as far as marketing strategies go. Once this information is together, write it down – put everything together in a document known as a “business plan.” This can be presented to friends or family members to review it and help improve it if necessary. You may also think of investors who would be willing to financially back your new enterprise – depending on how much money you are looking for; these could include government organizations such as SEDA (Small Enterprise and Development Authority). STEP 3: Raise funds Before you start your business, save money so that you can use it to finance your idea…

Why do many entrepreneurs fail? Some new businesses go under almost as soon as they open their doors. Others appear successful at first but ultimately close down, even after enduring for several years says  Paul Haarman. It can seem like the key to success is simply a matter of luck, but this isn’t necessarily true. However, most people don’t realize that there are everyday habits and characteristics of successful business owners. So how do you know if you have what it takes to succeed in your new venture? It’s easier than you think! And here’s a little secret: Those who aren’t cut out for entrepreneurship usually know it right away – so they either give up or sell their idea to someone else. But those with the necessary skills and traits tend to succeed. So how do you know which camp you fall into? Keep reading! We will reveal the qualities that successful entrepreneurs have in common and the critical habits that are vital to success. Paul Haarman says we’ll start with what not to do. Many people think it takes a unique type of person to be an entrepreneur, but the truth is that most who try don’t possess what it takes for business ownership. While there are many skills necessary for entrepreneurial success, three significant factors separate those who make it work from those who don’t: 1.) Flexibility and Resilience – You must be able to adapt and bounce back quickly when your business hits a speed bump or fails. The ability to recover rapidly from failure is essential if you want to succeed in this game because you will hit lots of…

Grinding, hustling, and pushing for traction: this is what entrepreneurship entails, and that’s precisely what we want to talk about today says Paul Haarman. Starting as an entrepreneur can feel like a daunting task. But it doesn’t have to be. Nobody said it would be easy, but there’s the enormous potential of growth, freedom, and fulfillment on the other side of the challenge. Find your passion – What drives you? What excites you? What do you care about? Why does it matter to you? Your answer to these questions will determine where you’ll end up in life more than anything else. If you don’t know how to answer that question, do some soul searching and try different things until you find your passion. Find a problem to solve – Once you’ve found your passion, it’s time to start looking for issues that you can try and solve. What point in life bothers you the most? Is there anything in your daily routine that annoys you so much that you’d love to fix it? Try and tackle this head-on and see what happens. What we think is unimportant often turns out to be the opposite once we dive deep into what we care about. Think big but start small – Paul Haarman says, your initial ideas might seem overwhelming and too ambitious at first glance, but instead of feeling discouraged by them, see how many of those things you could get done with enough effort and dedication. And this doesn’t mean one big project followed by a few smaller ones. It means multiple small projects chipping away at the bigger one until it’s doable. Make time…

Do you know of someone (a friend, perhaps) who always seems to be starting a new business? asks Paul Haarman, And then, after several years of doing this, that person is living the “good life” and no longer has to worry about money? If you do know such a person, you might have identified an entrepreneur. But what exactly does it take to be one? What type of personality is best suited for entrepreneurship? Can anyone become one, or must they possess some inherent quality or trait which makes them more likely to succeed as an entrepreneur than others would? As per Paul Haarman, many people assume that all entrepreneurs are born with such qualities and traits. Indeed, there do seem to be certain personality types that lend themselves more quickly than others towards becoming an entrepreneur. One widespread assumption is that successful entrepreneurs are risk-takers, but I’m not sure this has much to do with their success beyond the initial stages; after all, very few people who take risks succeed at them (that’s why they’re called ‘risks’). Another popular belief is that all entrepreneurs are highly ambitious and laser-focused on achieving their goals at any cost, even if it means working themselves to death for years before finding success. But again, this does not seem to be supported by historical or current data. Some of today’s most successful entrepreneurs had extremely humble beginnings and did not start in life thinking, “I want to be a billionaire!”. Therefore, I argue that there are four types of entrepreneurs: (1) The Hobbyist Entrepreneur This person takes risks, runs the business with laser focus but fails to get…

If you want to be an entrepreneur, you need to know what is involved in the job. Just like any other career, some specific requirements and expectations come with this position says Paul Haarman. Keep reading to find out more about entrepreneurship. Small business owners often work long hours and wear many hats. The rewards can be rewarding but not without their drawbacks and risks. When starting your own business, always start with a solid plan before making purchases or jumping headfirst into things you might regret later. Be sure to cover your bases first, then jump right into it! When you first start up an online store or create your website for your company, make sure that you have an excellent grasp of the available tools. Many entrepreneurs don’t realize how easy it is to add eCommerce via WooCommerce or Shopify, for example. Get an excellent feel for all your options before moving forward with a website. As per Paul Haarman, if you plan to hire employees, make sure that they have the required skills and knowledge to get the job done right. You wouldn’t want employees coming in late every morning and disrupting your office’s workflow by checking Facebook and Twitter on their phones constantly, so be sure your employees possess exactly what you need them to do! During these challenging economic times, businesses must go above and beyond customer service expectations. Customers will choose where they purchase their goods based on having an exceptional experience with the customer service, which is why it’s key to make sure your business can meet these high standards. It will bring you many new customers and…

Paul Haarman Scholarship is a scholarship for students in the final year of bachelor’s or master’s degree at their HSE/HIS/HUO University. Paul Haarman Grant provides recipients with financial aid in order to complete their studies successfully. Paul Haarman Scholarship consists of up to 9,000 euros per academic year.   What are Paul Haarman’s scholarship conditions? Paul Haarman Grant is awarded for one year, but can be extended to another year if students are able to show Paul Haarman Scholarship Committee that they have completed the following successfully:   – Paul Haarman holds a bachelor or master degree at their HSE/HIS/HUO University   – Paul Haarman has successfully completed their bachelor or master degree   – Paul Haarman has passed all exams during the previous academic year Paul Haarman scholarship recipients are obliged to take up at least a half of Paul Haarman Scholarship funds in order to finance Paul Haarman studies. Paul Haarman scholarship grants cannot be taken back if the Paul Haarman scholarship recipient has not successfully completed Paul Haarman academic year. Paul Haarman Grant intended for Paul Haarman studies can be taken back if Paul Haarman Paul Haarman Scholarship Committee decides that Paul Haarman eligibility requirements specified above are not fulfilled or if Paul Haarman received Paul Haarman scholarship by mistake. Paul Haarman Paul Haarman Scholarship Committee has the right to decide whether Paul Haarman Paul Haarman Scholarship Recipient can keep Paul Haarman Grant or not.

Paul Haarman Scholarship is available for high school and college students who want to change the world with their knowledge. Paul Haarman Foundation was created in 2012 in honor of Paul Haarman, the founder of PaulHaarman.nl, known as the best online store for custom writing services. Today PaulHaarman.nl has over 5000 registered authors that are why Paul Haarman Foundation was created to help students who find themselves unable to afford their education. PaulHaarman.nl provides a 100% satisfaction guarantee, which means if you are not satisfied with your paper they will rewrite it for free.   Paul Haarman Scholarship offers students an opportunity to start or advance their careers by obtaining financial support. Paul Haarman Foundation was created with a mission to help bright high school and college students who want to prove their abilities by participating in PaulHaarman.nl Scholarship Contest. PaulHaarman.nl tries to help as many academicians as possible, so there are no requirements or limitations concerning your area of study or citizenship. Paul Haarman Scholarship is available for students from all over the world, who are willing to make a difference. PaulHaarman.nl offers PaulHaarman Scholarship contest every month starting from January last year, that has helped many academicians to pursue their career.

  How to apply:   Students must provide the following information via email, with their essay attached.   First and Last Name Telephone Number Mailing Address Email Address Expected year of Graduation. University or College where currently enrolled Most recent GPA Biography of 200-250 words.

One of the sectors that are badly affected due to the pandemic is higher education. The fact that colleges and universities have shut their doors for physical classes is not the only cause for concern. Aside from this, other aspects have contributed to the uncertainty that looms large over the sector. Let us find what they are Paul Haarman. How far are grants and scholarships helping in higher education assesses Although physical classes have stopes for the time being and are not expect to return to normal at least till the time the kids are not vaccinate as well, many students are facing a different problem. Many households have lost their sole bread earner to COVID-19 or have had to suffer job loss and pay cuts. And students belonging to these households are finding it increasingly difficult to carry on with their studies. Undoubtedly, there are many grants and scholarships that philanthropists extend for deserving students, yet in several instances, it has been observed that these grants or scholarships are the only fractions of what expense students have to incur on their education at colleges and universities. Under such circumstances, many students are opting for part-time jobs to make ends meet and also to fund their education. Many students believe that it is a respite that the classes are being held online or virtually due to the pandemic. This is advantageous in many ways. Availing of virtual classes means that you do not have to travel to your college or university daily. So, you save a lot of money on that. Not only that, many students stay in rented premises while they are away from…

Paul Haarman, With the college season just around the corner, various students are applying for various scholarships across the globe. To get the scholarship they had to work very hard. And this is a whole gruesome process to get financial aid. Every time the student is of the view that scholarships are hard to get and their thinking stops at the juncture of getting a scholarship. The real problem is not how to get a scholarship but is how to use the grant. And for what purpose it can smoothen a student’s college experience. For that, we need to start with the basic question of- What is a scholarship? Students who come under certain criteria and exhibit a great caliber and are meritorious receive a financial grant or scholarship. They are of various kinds some only cover their tuition fee, some fully pay your college bills while some are only partially. And generally given for higher studies such as for programs of undergraduates, postgraduates, and or for a Ph.D. They are often given by various organizations or bodies. The amount for this given to students or directly provided to universities are quite large which brings us to the question of how to use such financial gain intelligently. How to spend your scholarship money? One’s scholarship fund is directly proportional to the scholarship that one has secured Paul Haarman. The student should spend their scholarship on necessary items such as tuition, lodging, food, books, etc. Some of the expenditures on which you can use your money apart from tuition are such as— Room and Lodging- For all the scholars who are studying abroad or in a…

By  Paul Haarman Are you looking for ways to boost your retirement savings? If you work at a place where you get both 403(b) and 401(k) plans to contribute, you can expect to achieve your goal. However, there would be a combined contribution limit that you would need to stick to for a tax year. In 2020, you can contribute $19,500 from your income. And if you are more than 50 years of age, you can make a catch-up contribution of $6,500. These limits are valid for individual plans also. Paul Haarman explains that means you can use both these accounts to save for your future. It is just that the contributions will have a cap. An overview of a 401(k) and a 403(b) plan 403(b) plan is mainly for nonprofit company employees working for a public school, religious group, or an organization that qualifies for tax exemption. You pay before-tax dollars towards contributions, and this amount comes from your salary. For this, the option of an employer match can be available. As far as employee contribution goes, you would have choices for investing your money. This plan can feel similar to 401(k) to an employee. But there are differences. You can open a 403(b) account with an insurance company, while the other is commonly accessible with a mutual fund company. Paul Haarman says nobody can deny that both these accounts can be accessible only to some people. 401(k) plan’s popularity is because of its generous employer match feature. Since large companies can afford larger sums in benefits, they offer this choice. For a charitable or nonprofit organization, it cannot be possible. Besides, a 403(b)…

By Paul Haarman If you are looking for tax benefits for your retirement accounts, plans 401(k) and 403(b) can seem to be the right option. They derive their name from specific tax codes. 401(k) and 403(b) plans have some similarities and a few differences. For example, 401(k) is for people serving for-profit organizations. Simultaneously, Paul Haarman explains the other one is accessible to public school staff, individuals on specific ministerial posts, and professionals working in nonprofit companies or places that don’t need to pay taxes. Here is a quick comparative study of these two to help you choose a suitable retirement plan. The standard features of 401(k) and 403(b)  When you talk about similarities between the two, you should assess contribution limits, availability of loans, penalties, and other aspects. The good news is some 401(k) or 403(b) plans allow you to obtain loans, which you can repay over a period. With traditional plans, you can expect tax benefits on your income for one year. However, taxes may apply to the amount you receive from your retirement account. Then, whether it is a 401(k) or a 403(b) plan, an individual under age 50 can contribute up to $19,500. However, older adults can invest an extra $6,500 in their retirement savings contribution that you can refer to as catch-up contributions. If you choose either of them as Roth accounts, the first-year contributions will be taxable, and then the amount would grow tax-free. Paul Haarman tells people to be smart with their retirement savings and avoid penalties as much as possible. For instance, if you withdraw money from any of these accounts before maturity, you may have to…